Insurance Companies in Arunachal Pradesh| List of Insurance Companies

Insurance Companies in Arunachal Pradesh| List of Insurance Companies

Here we are going to provide the information about some of the good Life insurance companies in Arunachal Pradesh and their policy with the details.

List of Life Insurance Companies in Arunachal Pradesh

Let start with the LIC life insurance plan named eTerm Lumsum Plan. This plan includes a discount of 8% on the first year premium. And for the subsequent years like 2nd, 3rd, 4th, 5th it is 6%, 4%, 2%, 2%. Here maximum discount would be Rs 3000. And the policy is having benefit for the non-smokers with a sum assured of 50 Lacs which is also payable.

Second in this list is the Edelweiss Tokio Life insurance company with its TotalSecure+ Lump sum Life Insurance plan. The plan is coming in two categories: one is without CI and other is with CI. There is the difference in the maturity age and the Policy Term. For the first one maturity age is 80 yrs while it is 75 yrs for the second one. Policy term is 10-62 yrs for the first one and 10-40 yrs for the second one. In this, if the Life Insurer dies during the policy period, then a lump sum amount which is equal to the Total payout will be paid.

Elite Term Insurance Plan of Exide Life insurance company is coming with a maximum Sum assured of up to Rs 1.5 cr and the minimum one is Rs 50 Lacs.  This will be at an annual premium of Rs 5,937. And this policy also allows you to choose how would you like that your nominee will receive the payout. You can either chose Lump Sum payout in which 100% of Sum assured will be paid in a single payout or you can opt for Lump sum plus family income benefit in which you 50% of the Sum Assured will be paid as Lump sum and 0.95% of is paid for 5 yrs (Every month) or you can opt for family income benefit in which 1.07% of the Sum Assured would be paid every month for 10 yrs.

Let’s now talk about the Flexi e-Term life plan provided by DHFL Paramerica Life Insurance Company. The minimum annual premium that needs to pay in this is Rs 3000 annually. This policy delivers life security and provides you protection in case of Critical illness, Terminal illness and Accidental death. Also, the plan provides you with a choice of flexible term, policy payment term, and cover. This would be one of the best life insurance plans as it provides a lot of benefits. In case you want any more information over this, you can visit the company official website.

Last in the list is the iSecure Flexi Lump Sum Plan provided by IDBI Federal Life Insurance Co. Ltd. There is one more add on to this policy and that is Accidental Death benefit. With a premium of Rs 136, there will be Rider Sum Assured of Rs 28.5 Lacs. And pay term for this would be 30 yrs. In case of death of the life Insurer, one-time payout will be made. Also, in case the Insured person is detected with some illness before the age of 65 yrs, then he can take a fix plan of the death benefit amount.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. No Company’s Name Company’s Policy Entry Age Maturity Age Policy Term Minimum Sum Assures Maximum Sum Assured Survival Period Premium Payment Frequency
1 LIC

 

eTerm Lumsum plan Minimum: 18 years

Maximum: 60 years

75 years.

 

Minimum: 10 yrs

Maximum: 35 yrs

25 Lacs

 

Annual
2 Edelweiss Tokio Life TotalSecure+ Lump sum(base Plan without CI cover)

 

Minimum: 18 years

 

Maximum: 65 years

 

80 years 10-62 yrs 25 Lacs Annual, Single
3 Exide Life Insurance

 

 

Elite term insurance Plan

 

Minimum: 21 years

 

Maximum:  60 years

70 yrs (For regular pay)

80 yrs (For extended pay option)

Single pay – 5 to 35 yrs

Regular pay – 10 to 35 yrs

Extended Term – regular pay + 5 yrs or 10 yrs

50 Lacs 1.5 cr Annual
4 DHFL Pramerica Life Insurance Life Flexi e-Term Minimum: 18 yes

Maximum: 65 yrs (For regular pay option)

50 yrs (For 60 yrs less option at entry time)

75  years Minimum: 10 years(For regular pay)

PPT + 1 (For 60 yrs less age at entry)

 

Maximum:

75 years

25 Lacs

10 Lacs (CI Sum Assured)

1 Cr

50 Lacs (CI Sum Assured)

Annual, Monthly
5 IDBI Federal Life Insurance co. Ltd. iSecure Flexi Lump Sum Plan Min – 18 Years and Max – 60 years Max – 80 years Minimum: 10 yrs

Maximum: 62 yrs

50 Lacs Annual, Semi-Annual, Quarterly, Monthly

List of Health Insurance Companies in Arunachal Pradesh

Here we are going to provide the information about some of the good Health insurance companies in Arunachal Pradesh and their policy with the details.

First in this list is the Floater Mediclaim Plan which is put forward by New India Insurance. This policy with a premium of 902 monthly, there would be sum assured of Rs 5 Lacs. Here you will get Hospital Room eligibility up to Rs 5k per day. There will be no Maternity coverage. Also, you will not get any Bonus on No claim and Restoration on the cover.

Next in this list is the United India Insurance company coming with its plan named Family Medicare 2014. In this policy, you will get a Sum Assured of Rs 6 Lacs. For this, you need to pay a premium of Rs 1138 monthly. Here you will get Hospital Room with expenses up to Rs 6k in a day. You can more information on this policy on the company site.

The third one in this list is the Iffco Tokio health Insurance plan named Family Health Protector. This plan promises you a sum assured of Rs 6 lacs at a monthly premium of Rs 1074. This plan will provide Bonus on No claim of Rs 3k. And also the restoration of cover for once a year. Also, Hospital eligibility of Rs 7500 per day.

Second last in this list is the Reliance General insurance Health Gain Plan.  With a premium of Rs 1058 monthly, this will provide you a Sum Assured of Rs 6 Lacs. Here you will get the Bonus on No claim of up to Rs 2 Lacs. And restoration covers of Rs up to 6 Lacs for unrelated illness or 1.2 Lacs for repeated illness.

The last one in this list is the Liberty General Insurance’s plan named ELITE. This plan will provide you sum assured of Rs 6 lacs at a premier of Rs 1232monthlyl. These include health checkups once every three years, Hospital room eligibility for all the categories, the bonus of no claim of up to Rs 50k and restoration cover of up to Rs 6 Lacs in one year.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. No. Company’s Name Company’s Plan Sum Insured Key Features Premium
1. New India Insurance Floater Mediclaim Rs 5 Lacs Maternity

Not covered

 

Hospital Room Eligibility

Up to Rs 5K/day

 

Bonus on No Claim

Not available

 

Restoration of Cover

Not available

Rs 902 Monthly
2. United India Insurance Family Medicare 2014 Rs 6 Lacs Maternity

Not covered

 

Hospital Room Eligibility

Up to Rs 6K/day

 

Bonus on No Claim

Not available

 

Restoration of Cover

Not available

Rs 1138 Monthly
3. Iffco Tokio Family Health Protector Rs 6 lacs Maternity

Not covered

 

Hospital Room Eligibility

Up to Rs 7500/day

 

Bonus on No Claim

Rs 3K SI added (reduced on claim)/year

 

Restoration of Cover

Once a year

Rs 1074 Monthly
4. Reliance General Insurance Health Gain Rs 6 Lacs Maternity

Not covered

 

Hospital Room Eligibility

Up to single private room

 

Bonus on No Claim

Rs 2 Lacs SI added (reduced on claim)/year

 

Restoration of Cover

Upto Rs 6 Lacs/1.2 Lacs for unrelated/repeated illness

Rs 1058 Monthly
5. Liberty General Insurance ELITE Rs 6 Lacs Hospital Room Eligibility

All categories

 

Bonus on No Claim

Up to Rs 60K SI added/year

 

Restoration of Cover

Up to Rs 6 Lacs once a year

 

Health Checkups

Once every 3 years

Rs 1232 Monthly

For further details on any policy please visit the company sites. This is the appoximated data.

 

Also Read : Insurance Companies in India

 

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