Insurance Companies in Delhi| List of Insurance Companies

Insurance Companies in Delhi| List of Insurance Companies

List of Life Insurance Companies in Delhi

Here we are going to give brief detailing about the 5 policies in Delhi. The entry age, maturity age, pay term, sum assured, etc. are given in the table.

The very first in this list is the eTerm lumpsum plan provided by LIC. The plan is available at a yearly premium of Rs 18,040. Monthly premium is not available with this plan. The sum assured will be payable in case of the unfortunate death of the life insurer during the policy term. The policy is eligible for the Income tax act 1961 and tax benefit will be available under the section 80C and 10D. There is option for the longer protection. In this you can get the coverage up to 75 years with policy term of 35 years long.

Next in this list is the Sampoorna Raksha life care plan provided by TATA AIA. The plan is available at a monthly premium of Rs 927. You can also switch to the yearly mode. In this you need to pay a sum of Rs 10,502 yearly and with this you can also save Rs 16,794 on the policy. This plan provides you the best life coverage for a age of 80 years with policy term of 40 years. Also, there is option to choose one among four death benefit options and each will have different payout options. You can choose as per your family requirements.

Aviva Life Insurance is coming with its plan named iterm Smart. A policy which is available at an economical monthly premium of Rs 771. The plan covers 16 critical illness under its and also the permanent disability due to some illness or accident. For the rider coverage one need to enroll for the premium payment term. There is option to have the life coverage up to the age of 80 years with policy term of 62 years. This could be one of the best life insurance for your family. For more options over this you can visit the company site and can have more information over this.

Let’s move towards the Max Life insurance plan named Online Term Plus which is available at a monthly premium of Rs 898 and corresponding yearly premium is Rs 10,183. Yearly premium can be subscribed to save a sum of Rs 16,011 on the policy. There are three options in this plan. One is life cover. In this the sum assured will be payable as Lump sum amount to the nominee in case of the unfortunate death of the life insurer. Next is the monthly income in which the a part of the sum assured will be paid as lumpsum and rest as 10 years monthly income which is completely tax free. Last is increasing income in which the monthly income increase at a rate of 10% and would be paid for 10 years apart the Lump sum amount and this income is tax free.

Let’s end the list with the eShield life care plan of SBI. The plan is available at a monthly premium of Rs 1099. The plan has two benefit structures. One is the inbuilt accelerated terminal illness benefit and second is two benefit options for the comprehensive coverage. For yearly premium you need to pay Rs 12,880. With this you can save a sum of Rs 24,084.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. No Company’s Name Company’s Policy Entry Age Maturity Age Policy Term Minimum Sum Assures Maximum Sum Assured Survival Period Premium Payment Frequency
1 LIC e-Term Minimum: 18 years

Maximum: 60  yrs

75 yrs Min: 10 yrs

Max : 35 yrs

25 lacs

 

Annual
2 TATA AIA TATA Sampoorna Raksha Minimum: 18 years

 

Maximum: For regular pay / Limited pay 5 – 70 years

For limited pay 10 – 65 years

 

Min :  28 years

Max ; 80 years

Regular/ limited pay 5 – 10 – 40 years

Limited pay 10 years –  14 to 40 years

50 Lacs No limit subject to board approved underwriting policy 30 days Annual, monthly, half yearly, Quarterly

 

3 Aviva Life Insurance

 

iTerm Smart Minimum: 18 yrs

Maximum : 65 yrs

80 yrs 10 – 62 yrs (Without Rider)

5 – 52 yrs (With RIder)

 

75 Lacs 25 Cr 30 days Annual, monthly, half yearly
4 Max Life Insurance Online term plus Min – 18 Years and Max  –

60  yrs

85 yrs Min : 10 yrs
Max : 50 yrs
Rs 25 Lac Annually, monthly, semi – annual, quarterly
5 SBI Life Insurance eShield Min – 18 Years and Max – 65 years 75 yrs Min : 5 yrs

Max  : 40 yrs or 75 yrs – entry age

No limit Annual, monthly

List of Health Insurance Companies in Delhi

Here we are going to give brief detailing about the 5 health policies in Delhi. The key features, monthly premium, sum assured, etc. are added in the list

Let’s start the list with Religare Health Insurance plan named Care. This is available at a monthly premium of rs 900 and the sum assured is Rs 6 Lacs. A network of 4900 hospitals has been made that offers the cashless hospitalization and all the day care treatments have been covered. All the medical expenses that occur before 30 days and after 60 days of the hospitalization will be taken care of.

Next in the list the Star Optima health care plan provided by the Star Insurance Company. This is available at monthly premium of Rs 1172. 8200+ hospitals are listed that offers cashless hospitalization and alternate medical expenses up to 15K will be paid off. Medical expenses before 60 days and after 90 days of the hospitalization will be paid off.

At a monthly premium of Rs 1138, Apollo Munich is coming with its health insurance plan named Optima Restore. Medical expenses after 180 days and before 60 days being to the hospital are taken care off. There is a network of 4105 hospitals that offers the cashless hospitalization up to the sum assured and all the day care treatments are covered in the policy.

Let’s move toward the Active Assure policy of the Aditya Birla insurance. At a monthly premium of rs 1087, the plan can be enrolled. 30 days before and 60 days after hospitalization, the expenses would be taken care off. 4000+ hospitals are in the network that provides cashless hospitalization. 586 day care treatments are mentioned in the policy whose expenses would be covered under the policy.

Last in the list is the Lifeline Supreme health insurance policy provides by the Royal Sundaram General insurance. The plan has a list of 4195 hospitals that offers you the cashless hospitalization. Coverage up to Rs 56 Lac for utilizing the alternate medicine will be covered.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. No. Company’s Name Company’s Plan Sum Insured Key Features Premium
1. Religare Health Insurance care Rs 6 Lacs Maternity

Not covered

 

Hospital Room Eligibility

Single private room

 

Bonus on No Claim

Rs 60K SI added (reduced on claim)/year

 

Restoration of Cover

Up to Rs 6 Lacs once a year

Rs 900  Monthly
2. Star health Insurance Health optima Rs 5 lacs Maternity

Not covered

 

Hospital Room Eligibility

Single standard A/C room

 

Bonus on No Claim

Rs 1.25 Lacs SI added/reduced per year

 

Restoration of Cover

Up to Rs 5 Lacs (max thrice/year)

Rs 1172 Monthly
3. Apollo Munich Optima restore Rs 5 lacs Maternity

Not covered

 

Hospital Room Eligibility

All categories

 

Bonus on No Claim

Rs 2.5 Lacs SI added (reduced on claim)/year

 

Restoration of Cover

Up to Rs 5 Lacs once a year)

Rs 1188 Monthly
4. Aditya Birla capital. Active Assure Rs 5 Lacs Maternity

Not covered

 

Hospital Room Eligibility

Single Private A/C Room

 

Bonus on No Claim

Rs 3 Lacs SI added (reduced on claim)/year

 

Restoration of Cover

Up to Rs 7.5 Lacs once a year

Rs 1087 Monthly
5. Royal Sundaram General Insurance LifeLine Supreme Rs 5 Lacs Maternity

Not covered

 

Hospital Room Eligibility

All categories

 

Bonus on No Claim

Rs 1 Lac incremental cover/year

 

Restoration of Cover

Up to Rs 5 Lacs once a year

Rs 829 Monthly

For more detail about any of the above written policy please visit the company site. This is the approximated data.

Also Read : Insurance Companies in India

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