Insurance Companies in Odisha| List of Insurance Companies

Insurance Companies in Odisha| List of Insurance Companies –

List of Life Insurance Companies in Odisha

Here we are going to provide the information about some of the good Life insurance companies in Odisha and their policy with the details.

Here it comes the iSurance Flexi Term Insurance plan provided by IDBI Federal life Insurance Co. Ltd. The policy is available at a monthly premium of Rs 1122. In this Rs 863 is the base premium and Rs 259 is for the Accidental death benefit. For this ADB, Rider sum assured is Rs 54.19 Lacs and pay term will be for 29 years. If the Life insured died during policy term due to some misfortune, there will be one time payout. Also, the is the insurer is diagnosed with some illness that is specified in the policy before the age 65 years, he can opt to take a particular percentage of the death benefit amount.

Let’s move towards the Aviva iTerm Smart Life Insurance plan. The plan is available at a monthly premium of Rs 712 or you can switch to yearly plan by paying Rs 8175 and with this you also save Rs 10.701 on the policy. There is one add on to this plan which is Critical illness and Disability Rider. For this the premium would be of Rs 395 for a pay term of 29 years. The minimum sum assured would be Rs 5 Lacs and maximum would be Rs 50 Lacs. Also there is option for Life stage protection to enhance your coverage without need of any medical examination.

Aegon life Insurance is third in this list with it’s Life Insurance plan named iTerm Insurance Plan. The plan is available at a premium of Rs 732 monthly. You can also switch to the yearly plan to save a sum of Rs 26,216 by paying Rs 8411 yearly. Out of this Rs 581 is the base premium and Rs 48 is the Accidental death benefit. In which you can get a minimum sum assured of Rs 10 Lacs and maximum sum assured of Rs 44.5 Lacs. This plan is economical one and provides you the best coverage with Rider benefits.

Second last in this list is the Sampoorna Suraksha Life Insurance plan provided by TATA AIA. The plan is coming with its longer protection offer which is best in its class protection. It provides life cover up to the age of 80 yrs with the policy term of 40 yrs. There are tax benefits also that are applicable under the Income tax act 1961 under the section 80C and 10D. At the same time the plan is affordable ad provides and provides you the safety, security and protection to your family even in your absence.

Here comes the 3D Plus life long protection option provided by HDFC Life. The plan is coming with a monthly premium of Rs 6924 and there will be three month premium to complete the first installment. The Rider option is set by default under this plan. There is add-on to this plan. One is the Accidental disability with a premium of Rs 27 and the minimum sum assured in this is Rs 1 Lac and maximum is Rs 1 Cr. Second is Cancer care at a premium of Rs 880, and the sum assured are Rs 10 Lac which is minimum and Rs 40 Lac which is maximum.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. No Company’s Name Company’s Policy Entry Age Maturity Age Policy Term Minimum Sum Assures Maximum Sum Assured Survival Period Premium Payment Frequency
1 IDBI Federal Life Insurance Co. Ltd. iSurance Flexi Term Minimum: 18 years

Maximum: 60 yrs

80 yrs Min : 10 yrs

Max : 62 yrs

50 Lacs

 

Annual, Monthly, Semi- Annual, Quarterly
2 Aviva Health Insurance iTerm Smart Minimum: 18 years

 

Maximum: 65 years

 

70 years (With Rider)

 

80 years (Without Rider)

 

10 – 62 yrs (Without Rider)

5-52 (With Rder)

75 Lacs 25 Cr Annual, Half yearly, monthly

 

3 Aegon Life

 

iTerm plus Minimum: 18 yrs

Maximum : 65 yrs

Max : 100 yrs  5 – 62 yrs 0r Fixed term coverage till age of 100 years

 

Rs 25 lacs No limit Yearly, Monthly
4 TATA AIA Sampoorna Raksha Min – 18 Years and Max  –

For Regular pay – 70 yrs

For limited pay 5 – 70 yrs

For limited pay 10 – 65 yrs

Min – 28 yrs

Max – 80 yrs last birthday

Regular pay / limited pay 5 yrs – 10 to 40 yrs

Limited pay 10 yrs – 15 to 40 yrs

Rs 50 Lac No limit subject to board writing underwriting policy Annual, Half yearly, Quarterly, Monthly
5 HDFC LIfe 3D Plus Life long protection Option Min – 18 Years and Max – 65 years Min : 23 yrs

Max : 75 yrs

Single, Regular pay – 5 yrs, Limited pay – 6 yrs, Max : 40 yrs 10 Lacs

For ROP : 30 Lacs

No limit Annual, Monthly, Half Yearly, Quarterly, Single

List of Health Insurance Companies in Odisha

Here we are going to provide the information about some of the good Health insurance companies in Odisha and their policy with the details.

Cigma TTK is the first one in this list. The health plan provided by the company is Prohealth Plus SB02. The plan covers 5023 network hospitals that allow cashless hospitalization. All the medical expenses that incurred before 60 days to hospitalization and after 180 days of hospitalization will be covered in this. This plan also covers the emergency cases that occur outside India for once in a year up to full sum insured.

Bharti AXA is second in this list and the Insurance plan provided by the company is Smart Super health insurance policy. The plan is available at a monthly premium of Rs 768 and the sum assured would be up to Rs 5 Lacs. Medical expenses before 60 days and after 90 days of hospitalization would be covered in this plan. There are 4300+ network hospitals covered that provide cashless hospitalization.

Now it’s time for the New India Insurance’s health care plan named the Floater Mediclaim. The plan permits the private room of up to 5K/ day for the hospitalization. There is list of 1800+ hospitals that offer the cashless hospitalization. 30 days before and 60 days after the hospitalization, all the medical expenses will be covered in this.

Second last in this list is IFFCO TOKIO and the health protection plan name is Family Health Protector. This plan can be enrolled at a monthly premium of Rs 1074. The sum assured would be up to Rs 6 Lacs. The plan covers the hospital room up to Rs 7500 per day. 121 day care treatments would be covered under this plan. A network of 4000+ hospitals has been build up that provide cashless hospitalization.

Last in this list is the Elite health care program provided by Liberty general insurance. This is available at a monthly premium of Rs 960 and the sum assured of up to Rs 6 Lacs is available in this plan. Restoration of coverage of up to Rs 6 Lacs is available once in a year. Maternity coverage is not covered under the plan.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. No. Company’s Name Company’s Plan Sum Insured Key Features Premium
1. Cigma TTK Prohealth Plus SB02 Rs 5.5 Lacs Maternity

Upto Rs 15K for maternity after 4 years

 

Hospital Room Eligibility

Up to single private room

 

Bonus on No Claim

Rs 55K SI added/reduced per year

 

Restoration of Cover

Up to Rs 5.5 Lacs once a year

Rs 852 Monthly
2. Bharti AXA Smart Super Health Insurance Policy Rs 5 lacs Maternity

Optional Cover available

 

Hospital Room Eligibility

All categories

 

Bonus on No Claim

Rs 2.5 Lacs SI added (reduced on claim)/year

 

Restoration of Cover

Up to Rs 5 Lacs once a year

Rs 768 Monthly
3. New India Insurance FloaterMediclaim Rs 5 lacs Maternity

Not covered

 

Hospital Room Eligibility

Up to Rs 5K/day

 

Bonus on No Claim

Not available

 

Restoration of Cover

Not available

Rs 902 Monthly
4. IFFCO TOKIO Family Health Protector Rs 6 Lacs Maternity

Not covered

 

Hospital Room Eligibility

Up to Rs 7500/day

 

Bonus on No Claim

Rs 3K SI added (reduced on claim)/year

 

Restoration of Cover

Once a year

Rs 1074 Monthly
5. Liberty general Insurance Elite Rs 6 Lacs Maternity

Not covered

 

Hospital Room Eligibility

All categories

 

Bonus on No Claim

Up to Rs 60K SI added/year

 

Restoration of Cover

Up to Rs 6 Lacs once a year

Rs 960  Monthly

 

For more detail about any of the above written policy please visit the company site. This is the approximated data.

Also Read : Insurance Companies in India

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