Insurance Companies in Rajasthan| List of Insurance Companies

Insurance Companies in Rajasthan| List of Insurance Companies –

List of Life Insurance Companies in Rajasthan

Here we are going to give brief detailing about the 5 policies in Rajasthan. The entry age, maturity age, pay term, sum assured, etc. are given in the table.

Let’s begin the list with the e-term plan provided by Kotak Life. The plan can be enrolled with the minimum age of 18 years up to the age of 65 years and the plan maturity age is 75 years. It is available in two payment mode one is monthly and the other is yearly. Monthly you need to pay Rs 1207 and yearly Rs 13,717. By going for the annually payment mode, you save Rs 19,942 over the policy. The sum assured shall be paid out in case of the death of the life insurer and there are three payout methods. One is immediate payout, other one is Level recurring payout and the last is increasing payout.

Second in the list is the Aegon Life. The plan name is iTerm plus. The policy is coming with a number of features. There is option for the insurance coverage till the age of 80 years. The sum assured will be paid out as Lump sum in case of the death due to accident, terminal illness and critical illness. Also there is option to increase your life coverage as per the increase in the life stage requirements. There is option to choose the coverage for the 10 critical illnesses under the basic plan and 35 critical illnesses under the enhanced plan. Also, the future premium would be waived off in case of the permanent disability or the critical illness.

ICICI Prudential life care plan name is iProtect Smart. The plan is available at easy monthly premium of Rs 849 and yearly this premium would be Rs 9944 and in this way you can also save Rs 6344 over the policy. The plan is coming with four flexible payout options which are Lumpsum, Monthly income, increasing income and Lumpsum plus income. All of this is available at different monthly premium. For women there are special options like lower premium rates and cover the critical illnesses like breast cancer and cervical cancer.

PNB Metlife is next in the list and the plan name is Mera Term plan. Anyone can enrol this with monthly premium of Rs 807 or yearly premium of Rs 9105. Also there is benefit of Rs 15,054 on the yearly premium.  The sum assured will be paid to the nominee in case the death of the life insurer occurs during the policy. If your partner also having the same plan, then there is benefit under this. In case of unfortunate death of any one of both, the other can avail the plan as it is and all the future premium would be waived off. All the plan provide the income tax benefit under the section 80c and 10D of the Income tax act 1961.

Last in the list is the Flexi Online plan provided by Future general total insurance solution. This can be availed at yearly premium of Rs 8,197 and monthly for Rs 723. With yearly premium frequency mode there is saving of Rs 12,454 on the policy. The plan provides your family safety and future security at nominal cost and coverage up to the age of 75 years. If the life insurer commit suicide in 12 months after the date of inception of the policy then the nominee of the policy holder shall be entitled to 80% of the premium paid.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. No Company’s Name Company’s Policy Entry Age Maturity Age Policy Term Minimum Sum Assures Maximum Sum Assured Survival Period Premium Payment Frequency
1 Kotak Life e-Term Minimum: 18 years

Maximum: 65  yrs

75 yrs Min: 5 yrs

Max : 40 yrs or 75 yrs – entry age

25 lacs

 

Annual, monthly
2 Aegon Life iTerm plus Minimum: 18 years

 

Maximum: 65 years

 

80 years 65 years less entry age

70 years less entry age

75 years less entry age

80 years less entry age

Sum assured death benefit – Rs 25 lacs

Accidental death benefit – Rs 50 k

Critical illness benefit – Rs 5 Lacs

Annual, monthly, half yearly
3 ICICI Prudential

 

iProtect Smart Minimum: 18 yrs

Maximum : 60 yrs

75 yrs Min – 5 yrs

Max – 40 yrs ( 30 yrs in case of critical illness)

 

75 lacs (basic life cover ) 30 days Annual, monthly, half yearly, single
4 PNB MetLife Mera term plan Min – 18 Years and Max  –

65  yrs

80 yrs Min : 5 yrs
Max : 40 yrs
Rs 30 Lac Annually, monthly, semi – annual, quarterly
5 Future General Total Insurance Solution Flexi Online Term Min – 18 Years and Max – 65 years 75 yrs – Non smoker

65 yrs – Smoker

Min : 10 yrs

Max  :  75 yrs 0- entry age (smoker)

65 yrs – entry age (Non smoker)

50 Lacs 30 days Annual

List of Health Insurance Companies in Rajasthan

Here we are going to give brief detailing about the 5 health policies in Rajasthan. The key features, monthly premium, sum assured, etc. are added in the list

HDFC ERGO is first in the list and the plan is Health Suraksha Gold with regain and ECB. This is available at monthly premium of Rs 1190. The plan covers the expenses that occur before 60 days and after 90 days of the hospitalization. There is list of 6400+ hospitals that offers cashless hospitalization under the plan and 144 day care treatment.

Max health insurance is coming with its plan named Go Active. This is available at monthly premium of Rs 966 and the sum assured is Rs 5 Lacs. 180 days expenses after the hospitalization and 90 days expenses before the hospitalization has been covered. 3474 listed hospitals are there that provide cashless hospitalization and all the day care treatments are covered. Home hospitalization is also covered under the plan.

At a monthly premium of Rs 933, Cigma TTK is listed third in the list with its plan named Prohealth Plus SB02. The plan is available at monthly premium of Rs 933 and the sum assured is Rs 5.5 Lacs. Up to 180 days after hospitalization and 60 days before hospitalization expenses are covered under the policy. There is list of 5023 hospitals that offers cashless hospitalization.

Second last in the list is the Active Assure plan provided by Aditya Birla capital. The plan is there at monthly premium of Rs 1087. A list of 4000+ hospitals has been listed out that provides the cashless hospitalization. 30 days before hospitalization and 60 days after hospitalization expenses are covered under the plan. Also there is coverage of up to 50K for the treatment done at home.

Let’s end the list with the Mediprime health care plan of TATA AIG. The plan is available at a monthly premium of Rs 1133. Coverage for alternate medicine of worth up to Rs 25K is there. 1985 hospitals that provide cashless hospitalization are listed. 30 days before and 60 days after hospitalization expenses will be covered. 140 day care treatments are listed for whom the coverage is given and treatment at home due to patient inability to go to hospital or unavailability of hospital is also covered under the plan.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. No. Company’s Name Company’s Plan Sum Insured Key Features Premium
1. HDFC ERGO Health Suraksha Gold with Regain and ECB Rs 5 Lacs Maternity

Upto Rs 15K for maternity after 4 years

 

Hospital Room Eligibility

All categories

 

Bonus on No Claim

Rs 50K SI added (reduced on claim)/year

 

Restoration of Cover

Up to Rs 5 Lacs once a year

Rs 1190  Monthly
2. Max Health Insurance Go Active Rs 5 lacs Maternity

Not covered

 

Hospital Room Eligibility

All categories (except suite and above); upto SI

 

Bonus on No Claim

No benefit for not making claims

 

Restoration of Cover

Up to Rs 5 Lacs once a year

Rs 966 Monthly
3. Cigma TTK Prohealth Plus SB02 Rs 5.5 lacs Maternity

Upto Rs 15K for maternity after 4 years

 

Hospital Room Eligibility

Up to single private room

 

Bonus on No Claim

Rs 55K SI added/reduced per year

 

Restoration of Cover

Up to Rs 5.5 Lacs once a year

Rs 933 Monthly
4. Aditya Birla capital. Active Assure – Diamond with super NBC Rs 5 Lacs Maternity

Not covered

 

Hospital Room Eligibility

Single Private A/C Room

 

Bonus on No Claim

Rs 3 Lacs SI added (reduced on claim)/year

 

Restoration of Cover

Up to Rs 7.5 Lacs once a year

Rs 1087 Monthly
5. TATA AIG MediPrime Rs 5 Lacs Maternity

Not covered

 

Hospital Room Eligibility

All categories

 

Bonus on No Claim

Rs 50K SI added (reduced on claim)/year

 

Restoration of Cover

Not available

 

Rs 1133 Monthly

For more detail about any of the above written policy please visit the company site. This is the approximated data.

Also Read : Insurance Companies in India

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