Insurance Companies in Tripura| List of Insurance Companies

Insurance Companies in Tripura| List of Insurance Companies –

List of Life Insurance Companies in Tripura

Here we are going to provide the information about some of the good Life insurance companies in Tripura and their policy with the details.

Let start with the Elite Term Insurance Plan provided by Exide Life Insurance. This can help you with the lower premium. For this, you just need to go through a medical Examination and if you are living a healthy life, you can enjoy this option. There is a benefit for non-smokers also. If you do not smoke and consume Tobacco, then you can enjoy the preferential premier rates. Also, the candidate can be eligible for the Super Elite Premier rates if the medical evaluation of the candidate is as according to the underwriting guidelines of the company. For Females, there are lower premier rates and also there will be tax benefits as per the Income tax act 1961.

Second in this list is the iSelect plan of the Canara HSBC OBC Life Insurance Company. Here you can enjoy the policy up to the age of 80 yrs. The minimum age for the enrolment of this policy is 10 yrs and the maximum age is 70 yrs. The minimum sum assured in this life care plan is Rs 25 Lacs. One can also enjoy the Accidental death benefit Rider Add-on. In this, there is Sum assured of Rs 37.5 lacs with a premium of Rs 199.

Here it’s comes the iProtect Smart plan provided by ICICI Prudential Life Insurance. The policy provides the insurer with flexible payout options. There are four payout options. One is the Lump Sum which is the most preferred online option. After this comes Monthly income which is the most economical option. Then comes Increasing Income that gives 45% more life cover. And the fourth one is Lump sum plus income which is the new payout option. For women, this plan has additional rebates like lower premium rates and option to cover critical illness like breast cancer and cervical cancer.

Let’s now talk about Max Life Online Term plan plus. The plan is coming with several Add-on. First is the comprehensive Accidental Death benefit. In which the minimum sum assured is Rs 50K and maximum is Rs 1 Cr at a premium of Rs 67 for 30 yrs. Second is critical illness benefit with the minimum sum assured is Rs 5 Lacs and maximum sum assured is Rs 5 Cr at a premium of Rs 281 for 30 years. This plan has three cover options: life cover, monthly Income, Increasing income.

Last in this list is the Flexi online Term health insurance plan provided by Future General Total insurance Solution. The policy specified that if the life insured get passed away during the coverage period, the total cover benefit will be paid to the nominee as a Lump sum payout. The plan will secure the future of your family at a nominal cost. You can call the policy’s toll-free number for any assistance regarding filling the claim or any other inquiry which is related to this. Full assistance will be provided by the claim handler to the nominee.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. No Company’s Name Company’s Policy Entry Age Maturity Age Policy Term Minimum Sum Assures Maximum Sum Assured Survival Period Premium Payment Frequency
1 Exide Life Insurance

 

Elite Term Insurance plan Minimum: 21 years

Maximum: 60 years

70 yrs (Regular Pay)

80 yrs (Extended pay option)

Single pay : 5-35 yrs

Regular Pay:

10-35 yrs

Extended Term: regular pay _ 5 yrs or + 10 yrs

50 Lacs 1.5 Cr

 

Annual
2 Canara HSBC OBC Life Insurance iSelect Minimum: 18 years

 

Maximum: 70 years

 

80 years Min : 5 yrs

Max : 40 yrs

 25 Lacs Annual, Monthly

 

3 ICICI Prudential Life insurance

 

iProtect Smart Minimum: 18 yrs

Maximum : 60 yrs

 

75 yrs Min – 5 yrs

Max – 40 yrs (30 yrs for critical illness)

Sum Assured with minimum premium of Rs 3000 Single, Yearly, half yearly, Monthly
4 Max Life Insurance Online Term plan Minimum: 18 yrs

Maximum : 60 yrs

 

Maximum : 85 yrs 10 – 50 yrs 50 Lacs Annual, Monthly, half Yearly, Quarterly
5 Future General Total Insurance Solution Flexi Online Term Min – 18 Years and Max – 55 years 65 yrs (Smokers)

75 yrs (Non Smoker)

Min : 10 yrs

Max : 75 yrs – Entry Age (Smoker) & 65 yrs – Entry age (For Non -smoker)

50 Lacs Subject To writing Annual

List of Health Insurance Companies in Tripura

Here we are going to provide the information about some of the good Health insurance companies in Tripura and their policy with the details.

Let’s firstly talk about the United India Insurance. The company is coming with its health care plan name Family Medicare 2014. The plan covers the medical expenses which are incurred within 30 days before hospitalization and 60 days after hospitalization. Also, the home hospitalization is covered in this plan up to the sum assured. And for hospitalization rooms up to 6K per day is permissible. This policy has a list of 3700+ hospitals that offers cashless hospitalization.

Next in this list is the Individual Privilege Health cover plan provided by Universal Sompe General Insurance Co. Ltd. This policy has a list 0f 3333 hospitals that offer cashless hospitalization. A Bonus of No Claim of Rs 60K and restoration of cover up to Rs 6 Lacs per year. And there would be 2 discount coupons of 15% on health checkups for every year claim.

The third one in this list is the IFFCO TOKIO Life insurance. The company is coming with its health insurance plan named Family Health Insurance. At a premium of Rs 1483 monthly, there will be Sum Assured of Rs 6 Lacs. All the medical expenses that incurred before 45 days of the hospitalization will be taken care of and 60 days after the hospitalization

Second last in this list is the Active Assure – Diamond with Super NCB which is provided by Aditya Birla capital. The plan covers the 4000+ hospitals that offer you the cashless hospitalization. In day Care Treatment 536 listed treatments are taken care of. This plan does not include the maternity and infertility treatment coverage. Annually health checkups are provided in the permissible network.

Last in this list coming the Royal Sundaram General Insurance and the plan name is Lifeline Supreme. Here the health insured will get the sum assured of Rs 5 Lacs with a premium of Rs 825 monthly. There would be a restoration of cover up to Rs 5 Lacs once a year. For the first starting year, there will be health checkups.

Following is the table that contains the details about the eligibility criteria of the above-mentioned policies.

Sr. No. Company’s Name Company’s Plan Sum Insured Key Features Premium
1. United India Insurance Family Medicare 2014 Rs 6 Lacs Hospital Room Eligibility

Up to Rs 6K/day

 

Bonus on No Claim

Not available

 

Restoration of Cover

Not available

 

Health Checkups

Once every 3 continuous years(upto Rs 1.5K/member)

Rs 1233 Monthly
2. Universal Sompe General Insurance Co. Ltd. Individual privilege Rs 6 lacs Hospital Room Eligibility

All categories

 

Bonus on No Claim

Rs 60K SI added (reduced on claim)/year

 

Restoration of Cover

Up to Rs 6 Lacs once a year

 

Health Checkups

Upto 2 discount coupons(15%) every claim free year

Rs 810 Monthly
3. IFFCO TOKIO Life Insurance Family Health Protector Rs 6 lacs Hospital Room Eligibility

Up to Rs 7500/day

 

Bonus on No Claim

Rs 3K SI added (reduced on claim)/year

 

Restoration of Cover

Once a year

 

Health Checkups

Once every 4 continuous years(upto Rs 6K)

Rs 1493 Monthly
4. Aditya Birla capital Active Assure – Diamond with Super NCB Rs 5 Lacs Hospital Room Eligibility

Single Private A/C Room

 

Bonus on No Claim

Rs 3 Lacs SI added (reduced on claim)/year

 

Restoration of Cover

Up to Rs 7.5 Lacs once a year

 

Health Checkups

Once every year

Rs 1362 Monthly
5. Royal Sundaram General insurance Lifeline Supreme Rs 5 Lacs Hospital Room Eligibility

All categories

 

Bonus on No Claim

Rs 1 Lac incremental cover/year

 

Restoration of Cover

Up to Rs 5 Lacs once a year

 

Health Checkups

Once every year, starting year 2

Rs 825  Monthly

For more details about any of the above-written policy please visit the company’s site. This is the approximated data.

Also Read : Insurance Companies in India

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